Mortgage Case #121

Strategic Investment in Dubai's Prime Real Estate

How a senior professional from Uzbekistan acquired a luxury apartment in Al Fattan Marine Tower through TMRC Financing Broker's mortgage solution, maximizing returns with minimal capital investment.

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Case Summary

Client Mr. X, a senior professional from Uzbekistan, decided to invest in Dubai to secure a second home for his family. After consulting with TMRC Financing Broker, he purchased a luxury apartment in Al Fattan Marine Tower, JBR.

Project: Al Fattan Marine Towers
Beds: 3 Bedroom + Maid's Room
Buyer Nationality: Uzbekistan
Purchase: Secondary Market
The property value appreciated from AED 3,608,490 to AED 4,300,000 in a short period, generating significant profit.
Purchase Price: AED 3,608,490
Current Value: AED 4,300,000
Total Profit: AED 691,510

Purchase Cost Breakdown

Total investment if purchased with cash (including all fees).

ItemAmount (AED)Amount (USD)
Purchase Price3,400,000925,820
DLD Fee 4%136,00037,032
Agent Fee 2%68,00018,516
Trustee & Title Deed Fee4,4901,247
Total Investment3,608,490982,591
Current Market Price4,300,0001,170,890
Profit on Investment691,510188,298

Mortgage Transaction (Through TMRC FB)

Lower upfront capital while preserving investment upside.

ItemAEDUSD
Downpayment & Expenses (Invested)910,680247,978
Bank Finance2,883,200785,095
Current Market Price4,300,0001,170,890
Minus Bank Finance2,883,200785,095
Profit on Invested Amount506,120137,816
ROI on Total Investment (Cash): 19.2%
ROI on Invested Capital (Mortgage): 55.6%

Investment Comparison

How mortgage financing amplified returns on invested capital

Without Mortgage

19.2%

Return on Investment

Invested money: 3,608,490 AED
Profit money: 691,510 AED

With Mortgage

55.6%

Return on Investment

Invested money: 910,680 AED
Profit money: 506,120 AED

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