Case 120
Profit-Focused Mortgage Strategy in Downtown Dubai
How TMRC Financing Broker structured a smart mortgage that reduced upfront capital and preserved ROI on a fast-appreciating unit at EMAAR Palace Residences Downtown.
Home, Building & Construction Loans
End-to-end bank coordination, approvals and best-fit rates.
Business Loans & Credit Facilities
Working capital, commercial loans, and tailored structures.
Non-Resident Financing Solutions
Acquire in the UAE with flexible structures and minimal hassle.
Financial Structure & Credit Review
Optimize liabilities and improve approval odds before you apply.
Case Summary
Client Mr. X (real-estate owner in Dubai) decided to purchase a 1-bedroom apartment at EMAAR Palace Residences Downtown in October 2023 for AED 1,650,000 (USD 445,500). He had AED 500,000 cash and applied for a mortgage via TMRC FB.
Buying with Cash
Total investment including statutory fees.
| Item | Amount (AED) | Amount (USD) |
|---|---|---|
| Purchase Price | 1,650,000 | 445,500 |
| DLD Fee 4% | 66,000 | 17,969.5 |
| Agent Fee 2% | 33,000 | 8,984.75 |
| Trustee Fee | 4,200 | 1,143.45 |
| Title Deed Fee | 290 | 78.85 |
| Total Investment | 1,753,490 | 477,452.85 |
| Current Price (Feb 2024) | 2,000,000 | 544,500 |
| Profit on Investment | 246,510 | 67,130.53 |
Buying with Mortgage (Through TMRC FB)
Lower upfront capital while preserving upside.
| Item | AED | USD |
|---|---|---|
| Downpayment & Expenses (Invested) | 455,880 | 124,136.4 |
| Bank Finance | 1,399,200 | 380,854.2 |
| Current Market Price (Feb 2024) | 2,000,000 | 544,500 |
| Profit on Invested Amount | 144,920 | 39,429.77 |
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1202 Conrad Business Tower, Sheikh Zayed Rd, Dubai, UAE
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